Rent Deposit Loan Scheme - Blaby District Council

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Rent Deposit Loan Scheme

1. What is the Rent Deposit Scheme?

We have a limited rent deposit fund to help residents who are homeless or threatened with homelessness, to pay the deposit and/or rent in advance for private rented accommodation. The money is offered via a 0 percent interest loan repayable to the Council at manageable weekly or monthly amounts.

If you find a property that you would like to rent you can then apply to us for the loan. (If you pay a deposit yourself then we cannot be refund you or if you sign a tenancy agreement or move in before the loan is agreed, we cannot continue with your application.) We can only help if your new tenancy is going to be an assured shorthold tenancy.

2. How does the Council decide if I am eligible?

The rent deposit scheme may be available to clients who:

  • Are currently a resident of Blaby District Council

  • Are homeless or threatened with homelessness

  • Do not have the resources to pay a deposit

3. What do I need to do?

Firstly you need to find a property to rent privately, you can look on websites and you can use our Tenant Viewing Inspection Form (available to download at the bottom of this page).

Check on our Private tenants advice page to make sure the landlord/agent is doing everything legally and correctly.

4. How do I apply for a loan?

Then you need to contact the Housing Options team by either coming into our offices, calling or emailing us using the contact details on the right of this page.

You will need all the details of the property (full address, landlord/agent name and contact details) we will then complete an application form (available to download at the bottom of this page). You need to bring in the documents listed below and we will decide if you are eligible for help with this loan.

5. What do I need to apply for a loan?

  • ID for everyone who is moving

  • Bank statements for your current account/s

  • Benefit award letters

  • Details of the property and landlord/agent

6. What we will consider when we make our decision:

  • It must be a suitable size for your household (we would not give a deposit for a house that is bigger than you need)

  • It must be affordable for you (to work this out you can use our Income/expenditure form which you can download at the bottom of this page).

7. What happens if you decide if I am eligible for a loan?

If we decide you are eligible and the property is suitable, we will agree in writing to pay the loan and you will sign an agreement with us. Once it is all agreed we will then pay the money directly to the landlord or the letting agent.

We will discuss with you when your first loan repayment is due so you can either set up a direct debit or start making your payments as they are due. If you do not repay the loan or stop making repayments this can affect your housing application.

8. What not to do:

  • Do not pay any holding fees before we confirm in writing that we will pay any money (if you do then you may lose the money)

  • Do not sign a tenancy agreement until we confirm to you that we will pay the money. This is because if you sign an agreement before we have made a decision then we will be unable to help

9. How do I repay my loan?

  • You can pay by Direct Debit to the council, you can fill in a form below and return it to the council to do this

  • You can pay to any Paypoint Outlet by using the barcode on your invoice (you'll get this in the post after you've moved in)

  • You can pay by card only at the council offices or at the Braunstone Civic Centre (use the code on your letter or invoice)

If you do not keep up with payments of your loan it could affect your housing application and also the council may take legal action to reclaim the full amount of the loan.



Housing Options
Blaby District Council
Council Offices
Desford Road
LE19 2EP

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0116 272 7770
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Out of hours:
0870 238 5057
Homelessness emergency number
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0116 275 0368
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0116 284 9786
Last updated: 06 December 2017

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