Home Insurance
Many Council Tenants can mistakenly believe that their furniture, personal belongings and decorations are automatically
insured against theft or damage from fire and burst pipes. Unfortunately this is not the case. We strongly advises all Council
Tenants to take out household contents insurance in some form.
Please Note: from 07/04/2008 there will be some changes to the Contents Insurance Scheme.
Policy Booklet
Where applicable, this policy booklet should be read in conjunction with any subsequent policy revisions subsequently issued,
as denoted below.
Application Pack
The Council has an insurance policy which covers the structure and fixtures of your home against damage caused
by fire, storms or other such hazards. Your furniture and other personal possessions are not covered by the Council's Buildings
Insurance Policy.
It is, of course, for you to decide whether or not to insure your belongings, but we strongly recommend that you do. Burglaries,
fires, leaks or floods can happen to anyone and the cost of replacing your possessions would be very expensive compared to
the cost of insurance cover.
Adequate household contents insurance would give you peace of mind in the event of any of the above happening to you. The
Council has arranged that insurance cover can be available to any of its tenants who qualify. The premiums are collected with
your rent, though they do not qualify for Housing Benefit.
If you require more information or would like a proposal form, please ask a member of the Housing Tenancy Team, or alternatively
telephone (0116) 2727655. You may also apply by downloading, printing and completing the application pack documents listed
above. You are, of course, free to make your own arrangements for insurance.
You are also reminded that if you or a member of your household or visitor causes damage to items in your home belonging
to the Council, you might want to consider choosing an insurance policy or extending your cover to include accidental damage
to your own and the Council's fixtures and fittings. You are responsible for the safety and conduct of any visitor
to your home.
